.pj-page{--ink:#24362f;--accent:#a57945;background:#fcfbf8;color:var(--ink);font-size:17px;line-height:1.85}.pj-wrap{width:min(1200px,calc(100% - 48px));margin:auto}.pj-page h1,.pj-page h2,.pj-page h3,.pj-page h4,.pj-page p{margin:0}.pj-page h1{font-size:clamp(38px,4.8vw,66px);line-height:1.25;font-weight:600}.pj-page h2{font-size:clamp(28px,3.2vw,43px);line-height:1.4;font-weight:600}.pj-page h3{font-size:23px;line-height:1.5}.pj-page .pj-label{color:#977143;font-size:12px;letter-spacing:1.8px;margin-bottom:22px}.pj-hero{background:#e8eee7;padding:76px 0;background-image:linear-gradient(120deg,transparent 60%,#becabb33 60%,transparent 80%)}.pj-hero-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:100px;align-items:center}.pj-page .pj-lead{color:#617065;max-width:530px;margin:25px 0 30px;font-size:19px}.pj-button{display:inline-flex;padding:13px 24px;border-radius:6px;background:#294d3e;color:#fff;font-size:16px;transition:background .25s,transform .25s}.pj-button:hover{background:#3e6955;transform:translateY(-2px)}.pj-index{border-top:1px solid #a6b8a8;padding-top:20px}.pj-index>span{font-size:13px;color:#6c7c70}.pj-index a{display:flex;align-items:center;gap:25px;padding:20px 0;border-bottom:1px solid #c7d2c7}.pj-index small{color:#8b9b8f;font-size:13px}.pj-index strong{font-size:21px;font-weight:500}.pj-index b{margin-left:auto;font-weight:400;transition:transform .25s}.pj-index a:hover b{transform:translate(3px,-3px)}.pj-section{padding:78px 0;scroll-margin-top:100px}.pj-tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:35px}.pj-tabs button{font:inherit;color:#526157;cursor:pointer;background:#edeFE9;border:1px solid transparent;border-radius:6px 6px 0 0;padding:17px;text-align:left}.pj-tabs button span{float:right;font-size:12px;opacity:.6}.pj-tabs button[aria-selected=true]{background:#294d3e;color:#fff}.pj-panel{display:grid;grid-template-columns:.9fr 1.1fr;border:1px solid #dce2d7;border-top:3px solid #294d3e}.pj-panel[hidden]{display:none}.pj-panel-intro{padding:40px;background:#edf1ea;position:relative;overflow:hidden}.pj-panel-intro .pj-label{margin-top:25px}.pj-panel-intro h3{font-size:30px;margin-bottom:20px}.pj-panel-intro p:not(.pj-label){color:#657266;margin-bottom:18px;position:relative}.pj-large{position:absolute;right:20px;top:-20px;font-size:130px;line-height:1.2;color:#dce5d8;font-weight:600}.pj-panel-intro .pj-button{margin-top:16px}.pj-panel-detail{padding:38px 42px;background:white}.pj-panel-detail h4{font-size:17px}.pj-panel-detail ul{padding-left:21px;margin:10px 0 23px;color:#657266;font-size:16px}.pj-prep{border-top:1px solid #e0e5dc;padding-top:20px}.pj-prep p{font-size:16px;color:#657266;margin-top:8px}.pj-page .pj-note{font-size:14px;color:#7a8478;margin-top:20px}.pj-dark{background:#243a30;color:#f9f7ef}.pj-dark .pj-label{color:#d5b480}.pj-three{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:38px}.pj-three article{border-top:1px solid #ffffff30;padding-top:22px}.pj-three small{color:#d5b480}.pj-three h3{margin:20px 0 15px}.pj-three p{font-size:16px;color:#b7c5ba}.pj-process{list-style:none;padding:0;margin:38px 0 0;display:grid;grid-template-columns:repeat(5,1fr);gap:24px}.pj-process li{border-top:1px solid #b9c5b6;padding-top:20px}.pj-process b{font-size:14px;color:#977143}.pj-process h3{font-size:20px;margin:15px 0 10px}.pj-process p{font-size:16px;color:#748071}.pj-fees{background:#f0ece3}.pj-fee-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:85px}.pj-fee-grid>div>p:not(.pj-label){color:#7c786d;margin:22px 0;max-width:360px}.pj-faq details{border-top:1px solid #d5ccbc;padding:20px 0}.pj-faq details:last-child{border-bottom:1px solid #d5ccbc}.pj-faq summary{list-style:none;cursor:pointer;font-size:19px;display:flex;justify-content:space-between;gap:20px}.pj-faq summary::-webkit-details-marker{display:none}.pj-faq summary span{color:#977143;transition:transform .2s}.pj-faq details[open] summary span{transform:rotate(45deg)}.pj-faq details p{margin-top:15px;font-size:16px;color:#7a756c}.pj-close{padding:65px 0;background:#e4ebdf}.pj-close .pj-wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}.pj-close p:not(.pj-label){margin-top:20px;color:#748071}.pj-page :is(a,button,summary):focus-visible{outline:2px solid #a57945;outline-offset:4px}@media(max-width:800px){.pj-hero-grid,.pj-fee-grid{grid-template-columns:1fr;gap:35px}.pj-hero,.pj-section{padding:48px 0}.pj-panel{grid-template-columns:1fr}.pj-tabs{grid-template-columns:repeat(2,1fr)}.pj-three{grid-template-columns:1fr;gap:28px}.pj-process{grid-template-columns:repeat(2,1fr)}.pj-close .pj-wrap{display:block}.pj-close .pj-button{margin-top:25px}.pj-panel-detail,.pj-panel-intro{padding:26px}}@media(prefers-reduced-motion:reduce){.pj-page *{transition:none!important}}
.pj-page > section { position: relative; overflow: hidden; }
.pj-deco { position: absolute; inset: 0; z-index: 0; pointer-events: none; }
.pj-deco > * { position: absolute; display: block; }
.pj-page > section > .pj-wrap { position: relative; z-index: 1; }
.pj-section:after {
  content: attr(data-num);
  position: absolute; right: 2.5%; bottom: 10px; z-index: 0;
  font: 400 clamp(64px, 8vw, 118px)/1 Georgia, "Times New Roman", serif;
  color: #24362f0a; pointer-events: none; letter-spacing: -.02em;
}
.pj-dark:after { color: #ffffff0d; }
.pj-fees:after { color: #24362f09; }
.pj-deco .pj-bp {
  inset: 0;
  background-image: linear-gradient(#24362f0e 1px, transparent 1px), linear-gradient(90deg, #24362f0e 1px, transparent 1px);
  background-size: 84px 84px;
  -webkit-mask-image: linear-gradient(to bottom, transparent, black 16%, black 68%, transparent);
          mask-image: linear-gradient(to bottom, transparent, black 16%, black 68%, transparent);
}
.pj-deco .pj-glow {
  left: -10%; right: -10%; top: -28%; height: 132%;
  background: radial-gradient(ellipse at 76% 30%, #a579451f, transparent 58%),
              radial-gradient(ellipse at 18% 74%, #6f8f7433, transparent 62%);
  animation: pj-breathe 18s ease-in-out infinite alternate;
}
.pj-deco .pj-sh {
  left: 44%; top: -30%; width: 40%; height: 168%;
  background: linear-gradient(96deg, transparent 36%, #ffffff5c 48%, #ffffff2e 54%, transparent 70%);
  transform: skewX(-11deg);
  -webkit-mask-image: linear-gradient(to bottom, transparent, black 30%, transparent 88%);
          mask-image: linear-gradient(to bottom, transparent, black 26%, transparent 88%);
  animation: pj-shaft 12s ease-in-out infinite;
}
.pj-deco .pj-gr {
  inset: -10%; opacity: .34;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.34'/%3E%3C/svg%3E");
  -webkit-mask-image: radial-gradient(circle at 68% 40%, black, transparent 74%);
          mask-image: radial-gradient(circle at 68% 40%, black, transparent 74%);
}
.pj-index { position: relative; }
.pj-index:before {
  content: ''; position: absolute; inset: -20px -24px -16px; z-index: -1;
  border: 1px solid #ffffffb8; border-radius: 14px;
  background: linear-gradient(150deg, #ffffffe0, #ffffff8f);
  -webkit-backdrop-filter: blur(9px) saturate(1.08);
          backdrop-filter: blur(9px) saturate(1.08);
  box-shadow: 0 20px 48px #3c50402b, inset 0 1px 0 #ffffffcc;
}
.pj-index a { transition: background .25s, padding-left .25s, color .25s; border-radius: 8px; }
.pj-index a:hover { background: #ffffff9e; padding-left: 12px; color: #2f5a48; }
.pj-section .pj-dots {
  position: absolute; inset: 0; z-index: 0; pointer-events: none;
  background-image: radial-gradient(#93a89340 1px, transparent 1px);
  background-size: 34px 34px;
  -webkit-mask-image: radial-gradient(ellipse at 62% 38%, black, transparent 76%);
          mask-image: radial-gradient(ellipse at 62% 38%, black, transparent 76%);
}
.pj-tabs { position: relative; z-index: 1; }
.pj-tabs button, .pj-tabs a { transition: color .25s, background .25s, border-color .25s; }
.pj-panel { position: relative; box-shadow: 0 22px 55px #3c504014; }
.pj-panel:before {
  content: ''; position: absolute; left: 0; right: 0; top: 0; height: 2px;
  background: linear-gradient(90deg, var(--accent, #a57945), #a5794500); opacity: .6;
}
.pj-dark { position: relative; }
.pj-dark:before {
  content: ''; position: absolute; inset: 0; z-index: 0; pointer-events: none;
  background-image: linear-gradient(#ffffff0f 1px, transparent 1px), linear-gradient(90deg, #ffffff0f 1px, transparent 1px);
  background-size: 58px 58px;
  -webkit-mask-image: radial-gradient(ellipse at 30% 40%, black, transparent 76%);
          mask-image: radial-gradient(ellipse at 30% 40%, black, transparent 76%);
}
.pj-dark .pj-glow {
  position: absolute; z-index: 0; pointer-events: none;
  right: -8%; top: -20%; width: 64%; height: 96%;
  background: radial-gradient(ellipse at 50% 50%, #a5794526, transparent 62%);
  animation: pj-breathe 21s ease-in-out infinite alternate;
}
.pj-dark article, .pj-three article, .pj-process li { position: relative; }
.pj-dark article:before, .pj-three article:before {
  content: ''; position: absolute; left: 0; top: 0; width: 34px; height: 2px;
  background: var(--accent, #a57945); opacity: .7;
}
.pj-process { position: relative; }
.pj-process:before {
  content: ''; position: absolute; left: 0; right: 0; top: 9px; height: 1px;
  background: linear-gradient(90deg, #a6b8a800, #a6b8a8, #a6b8a800);
}
.pj-process li { position: relative; }
.pj-process li:before {
  content: ''; position: absolute; left: 0; top: 5px; width: 9px; height: 9px;
  border-radius: 50%; background: #fcfbf8; border: 1.5px solid #a57945;
  transition: background .3s, box-shadow .3s;
}
.pj-process li:hover:before { background: #a57945; box-shadow: 0 0 0 5px #a579451f; }
.pj-faq details, .pj-fees details { transition: background .25s; border-radius: 8px; }
.pj-faq details:hover, .pj-fees details:hover { background: #ffffffcc; }
.pj-faq summary, .pj-fees summary { transition: color .25s; }
.pj-faq details[open] summary, .pj-fees details[open] summary { color: #7d5a2f; }
.pj-close { position: relative; }
.pj-close .pj-grid {
  position: absolute; inset: 0; z-index: 0; pointer-events: none;
  background-image: linear-gradient(#24362f0d 1px, transparent 1px), linear-gradient(90deg, #24362f0d 1px, transparent 1px);
  background-size: 62px 62px;
  -webkit-mask-image: radial-gradient(ellipse at 70% 54%, black, transparent 72%);
          mask-image: radial-gradient(ellipse at 70% 54%, black, transparent 72%);
}
.pj-close .pj-ring {
  position: absolute; z-index: 0; pointer-events: none;
  left: 50%; top: 50%; width: 46%; height: 210%; margin: 0 0 0 -23%;
  border: 1px solid #a579451f; border-radius: 50%;
  transform: rotateX(75deg) rotateZ(-12deg);
  animation: pj-ring 36s linear infinite;
}
.pj-close .pj-ring-b { width: 66%; margin-left: -33%; border-color: #6f8f7426; animation-direction: reverse; }
@media(max-width: 1000px) {
  .pj-deco .pj-sh { width: 62%; left: 34%; }
  .pj-process:before { top: 7px; }
  .pj-close .pj-ring { width: 72%; margin-left: -36%; }
}
@media(max-width: 700px) {
  .pj-index:before { inset: -14px -16px -12px; }
  .pj-section:after { font-size: clamp(50px, 15vw, 80px); bottom: 4px; }
  .pj-process:before { display: none; }
}
@media(prefers-reduced-motion: reduce) {
  .pj-deco .pj-glow, .pj-deco .pj-sh, .pj-close .pj-ring { animation: none !important; }
  .pj-deco, .pj-close .pj-grid, .pj-close .pj-ring { display: none; }
  .pj-index a, .pj-faq details, .pj-fees details { transition: none !important; }
}
@keyframes pj-shaft { 0%, 100% { opacity: .5; } 50% { opacity: 1; } }
@keyframes pj-breathe { from { opacity: .68; } to { opacity: 1; } }
@keyframes pj-ring { to { transform: rotateX(75deg) rotateZ(348deg); } }
@keyframes pj-rise { from { opacity: 0; translate: 0 16px; } to { opacity: 1; translate: 0 0; } }
@keyframes pj-sheen { from { background-position: -160% 0; } to { background-position: 260% 0; } }
.pj-hero-grid > * { animation: pj-rise .82s cubic-bezier(.2,.7,.3,1) both; }
.pj-hero-grid > *:nth-child(1) { animation-delay: .05s; }
.pj-hero-grid > *:nth-child(2) { animation-delay: .2s; }
.pj-index > * { animation: pj-rise .7s cubic-bezier(.2,.7,.3,1) both; }
.pj-index > *:nth-child(1) { animation-delay: .3s; }
.pj-index > *:nth-child(2) { animation-delay: .38s; }
.pj-index > *:nth-child(3) { animation-delay: .46s; }
.pj-index > *:nth-child(4) { animation-delay: .54s; }
.pj-index > *:nth-child(5) { animation-delay: .62s; }
.pj-rv { opacity: 0; translate: 0 22px; transition: opacity .72s cubic-bezier(.2,.7,.3,1), translate .72s cubic-bezier(.2,.7,.3,1); transition-delay: var(--pj-d, 0s); }
.pj-rv.pj-rv-in { opacity: 1; translate: 0 0; }
.pj-button { position: relative; overflow: hidden; }
.pj-button:after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(100deg, transparent 38%, #ffffff2e 48%, transparent 58%);
  background-size: 260% 100%; animation: pj-sheen 6.5s ease-in-out infinite;
}
@media(prefers-reduced-motion: reduce) {
  .pj-hero-grid > *, .pj-index > *, .pj-button:after { animation: none !important; }
  .pj-rv { opacity: 1 !important; translate: none !important; transition: none !important; }
}